Wealth & insurance
Term and permanent insurance planning
Different types of life insurance serve different planning purposes. We help explain how term and permanent insurance may fit into your broader financial plan.
A Bluestar Concierge will guide you to the right next step.
What’s included
Term insurance overview
We explain how term insurance is typically used for temporary protection needs. Discussions focus on duration, coverage amount, and suitability.
Permanent insurance considerations
We outline how permanent insurance may support long-term or estate planning goals. Explanations focus on structure rather than product features.
Comparative discussion
We compare common use cases for term and permanent insurance. This helps clarify trade-offs without pushing a particular solution.
Alignment with financial planning
We connect insurance discussions to your overall financial and estate planning context. This supports more cohesive decision-making.
How it works
Speak with a Bluestar Concierge
Tell us what you're trying to do, and share a few high level details. The Concierge will assess your needs internally with the right service professionals and confirm if anything is required before a consultation is booked, saving you time and money.
We confirm the next steps
If additional information is needed, the Concierge will follow up with any questions. Then they will confirm the next step, including whether your matter needs a paid consultation or an upfront retainer. You will know all the requirements before anything is scheduled.
Your single point of contact
Once we know what you need, the Concierge will coordinate everything for you. They will connect you with the right professional, keep the timeline moving, and handle cross-service follow-up when it helps. If your situation involves more than one professional, you won't have to call around or repeat yourself. the Concierge will keep everything aligned so nothing is missed.
Our offices
Local support when you want it, with Canada-wide services when you need it.
Not sure where to start?
Tell us what you are dealing with. We will route you to the right service and outline a clear next step.
A calmer way to handle complex situations, whether your needs are straightforward or involve more than one service area.
Talk to us