Wealth & insurance
Life insurance needs assessment
Life insurance planning begins with understanding who depends on you and what needs to be protected. We help assess coverage needs based on your financial situation and goals.
A Bluestar Concierge will guide you to the right next step.
What’s included
Household and dependency review
We review dependants, obligations, and lifestyle considerations that may require protection. This helps frame coverage discussions around real needs.
Income and liability considerations
We consider income replacement needs and outstanding liabilities such as mortgages or loans. This supports a more grounded coverage assessment.
Time-horizon evaluation
We discuss how long coverage may be needed based on life stage and goals. This helps distinguish short-term from long-term protection needs.
Clear coverage overview
We summarize coverage considerations in plain language. This allows you to evaluate options without feeling pressured.
How it works
Speak with a Bluestar Concierge
Tell us what you're trying to do, and share a few high level details. The Concierge will assess your needs internally with the right service professionals and confirm if anything is required before a consultation is booked, saving you time and money.
We confirm the next steps
If additional information is needed, the Concierge will follow up with any questions. Then they will confirm the next step, including whether your matter needs a paid consultation or an upfront retainer. You will know all the requirements before anything is scheduled.
Your single point of contact
Once we know what you need, the Concierge will coordinate everything for you. They will connect you with the right professional, keep the timeline moving, and handle cross-service follow-up when it helps. If your situation involves more than one professional, you won't have to call around or repeat yourself. the Concierge will keep everything aligned so nothing is missed.
Our offices
Local support when you want it, with Canada-wide services when you need it.
Not sure where to start?
Tell us what you are dealing with. We will route you to the right service and outline a clear next step.
A calmer way to handle complex situations, whether your needs are straightforward or involve more than one service area.
Talk to us